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Monthly Cash Flow You Can Count On

ETFs designed to help you cover monthly spending needs with confidence

I Want to...

Cover the next few years

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Lock in cash flow for the next decade

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Protect against inflation

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LDDR

10-Year

Monthly cash flow through 2035 built with U.S. Government Bonds

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LDRR

20-Year

Monthly cash flow through 2045 built with U.S. Government Bonds

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LIAM

30-Year

Monthly cash flow through 2055, Inflation-protected based on TIPS

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Bond Ladder ETFs designed for cash flow that is...

Stable

Reliable monthly cash flow that is not impacted by interest rate changes or market volatility1, 3

Flexible

Option for fixed or inflation-protected cash flow that you can spend or reinvest

Tax-efficient2

Distributions include non-taxable return of principal as well as Treasury interest income​

Discover your LifeX ETF

Personalize your LifeX plan by desired monthly cash flow, planning horizon, or both

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$
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of monthly cash flow. I am planning for
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years.

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How LifeX Works

LifeX is designed to combine the reliability of a Treasury bond ladder with the convenience of an ETF to deliver smooth, monthly cash flow through the specified end year.1

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LifeX Bond Ladder ETFS

Select your goal:

Spending Plan
Estate & Giving
Plan for retirement
Enhance cash
Cover recurring expenses
Protect against inflation
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Plan for retirement

LifeX ETFs are intentionally designed to help you turn nest egg assets into reliable monthly spending power in your post-paycheck years1

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Enhance cash

LifeX ETFs are designed to help you lock in today’s Treasury rates for years of stable cash flow with the intra-day liquidity of an ETF3

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Cover recurring expenses

Level-pay LifeX ETFs are built to deliver equal monthly cash flow that you can use for recurring monthly expenses from tuition to mortgage payments

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Protect against inflation

LifeX Inflation-Protected Longevity Income ETFs are designed to deliver cash flow that adjusts annually based on inflation

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Streamline charitable giving
Optimize taxable estate
Cover trust payouts
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Streamline charitable giving

Generate a multi-year cash flow plan designed to support giving to the people or causes you care about with a single LifeX ETF purchase

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Optimize taxable estate

Consider owning LifeX in a taxable account for tax-efficient monthly cash flow, with the option to move other assets out of the taxable estate for efficient transfer to the next generation2

SEe funds
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Cover trust payouts

Budget a portion of trust assets to cover planned distributions using LifeX, giving you flexibility to invest the rest of the assets for a longer horizon

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Brought to you by Stone Ridge

Stone Ridge Asset Management is focused on helping investors get to and through retirement with innovative solutions that tackle global financial challenges. Together, we contribute our collective careers’ worth of expertise in sourcing, structuring, execution, and risk management in pursuit of our singular purpose: financial security for all.

2012

Year Founded

$27B

Assets Under Management1

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Learn how LifeX can work for you

Financial Professional
Individual Investor
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You can also explore our FAQ for answers to common questions.
Prefer to speak to someone live?

  • Call 1-(888) 331-5558 9am - 5pm ET Monday - Friday

Working with a professional?

Email your financial advisor to discuss how LifeX ETFs can help deliver predictable, tax-efficient cash flow in a single ticker, with the flexibility to adjust as your plan changes.1, 2

Email your Advisor

Investing on your own?

  • Step 1:   Create a personalized plan by searching the “Our Funds” Page

  • Step 2:  Click on “Ready to Invest” on any fund page and click the link to your brokerage

Our Funds

Still have questions? You can also explore our FAQ for answers to common questions or contact us.

  • Email lifex@stoneridgeam.com or call 1-(888) 331-5558 9am - 5pm ET Monday - Friday

LifeX ETFs are listed on the Cboe and can be bought and sold throughout the trading day through a brokerage account. Not all LifeX ETFs are available on all platforms. Since ordinary brokerage commissions apply for each ETF buy and sell transaction, frequent trading activity may increase the cost of ETFs. Investors should confirm these or any additional costs with their broker, financial professional, or other intermediary prior to placing any trades.

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Bond Laddering Explained: Bet on Bond Coupons, Not Bond Prices.

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